Roof Financing

Flexible Roof Financing Options

Get a New Roof with Simple, Stress-Free Financing

Whether you need a full roof replacement or leak repairs, our flexible financing options make it easier to get the work you need done now and pay over time.

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No Interest, No Payments
(Same-as-Cash)

Get your roof installed now and pay nothing for up to 24 months with no interest and no monthly payments if paid off within the promo period.

  • Up to 24 months no interest
  • No payments during promo term
  • Converts to fixed-rate loan if unpaid
Apply Now
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Low-Interest, Long-Term Loans

Need long-term affordability? We offer reduced interest rates on 10- or 15-year loans, plus we help offset some of the cost.

  • 120- 180 month loan options
  • Lower monthly payments
  • No prepayment penalties
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PACE Financing

We’re a registered Homerun Financing contractor under the Florida-approved PACE program. No credit check needed, and your payments roll into your annual property taxes.

  • Based on home equity, not credit
  • No upfront cost
  • Fully transferable if you sell
Apply Now

Roof Financing Plans

No Interest, No Payments for Up to 24 Months (Same-as-Cash Financing)

For homeowners looking for maximum flexibility, this plan allows you to complete your roofing project now and pay later—without interest or monthly payments.

 

  • 0% interest if paid in full within the promotional period (6, 12, or 24 months).
  • No monthly payments required during the promotional period.
  • If the balance is not paid in full by the end of the term, it transitions into a fixed monthly installment loan at a standard interest rate.

 

Perfect for: Homeowners who need a new roof now but want extra time to save or arrange funds before making payments.

Deferred Interest with Minimum Monthly Payments

A smart option for homeowners who want more time to pay while keeping interest costs low.

 

  • 12 or 18 months deferred interest with minimum monthly payments
  • Make small minimum monthly payments during the promotional period
  • Pay off the loan before the term ends to avoid interest charges
  • If a balance remains after the deferred period, interest is retroactively applied to the original amount

 

Best for: Homeowners who want to spread out payments but plan to pay off the loan before interest kicks in.

Reduced Interest Loans

We understand that financing a roof can be a significant investment, which is why The Roof Guys partner with you to make your new roof more affordable by offsetting some of your costs.

 

  • Reduced interest loans offered for 120 or 180 months
  • Lower interest rates than traditional financing options, making monthly payments more manageable.
  • The Roof Guys help offset the cost of interest, ensuring that your financing plan is as budget-friendly as possible.
  • Flexible loan terms allow you to choose a repayment schedule that works for your financial situation.
  • No hidden fees—transparent financing with clear terms.

 

By working directly with our financing partners, we help secure better rates so you can invest in a high-quality roof without overpaying on interest. Ideal for: Homeowners who want an affordable, long-term financing solution with predictable, lower monthly payments.

Why Finance Your Roof Installation with The Roof Guys?

  • Quick & Easy Approval – Fast, hassle-free online application with fast decisions.
  • Flexible Payment Plans – Choose from short-term interest-free promotions or long-term low-interest loans.
  • No Prepayment Penalties – Pay off your loan early at any time with no extra fees.
  • Trusted & Certified – We are a GAF Master Elite® Contractor, a GAF President’s Club Award Winner, and an Owens Corning Preferred Contractor, ensuring top-tier workmanship and quality.

Whether you need emergency roof repairs, storm damage restoration, or a full roof replacement, we offer financing solutions that keep your home protected without draining your savings.

Special Offers

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Learn More:

Roof Replacement

Shingle Types & Colors

Energy Saving Products